Credit Analysts salary

SOC 13-2041 · BLS OEWS May 2025

Median

$83,510

per year, nationally

Middle half

$65,210–$122,460

25th to 75th percentile

Employed

64,390

in the U.S.

Growth 2024–34

-4.4%

3,700 openings/yr

What the range looks like

A single median hides most of what a job pays. The bar below is the full national range: the wash spans the 10th to 90th percentile, the solid bar is the middle half, and the tick is the median.

$56,250$169,230

10th: $56,250
25th: $65,210
Median: $83,510
75th: $122,460
90th: $169,230

Getting in

Typical education to enter: Bachelor's degree
Related work experience: None
On-the-job training: None

Entry requirements describe what is typical, not mandatory. Source: BLS Employment Projections, 2024–34.

Where credit analysts earn the most

Nominal pay and pay adjusted for local prices rank states differently — a high-wage state with high costs can be worse off in real terms than a middling one. Switch between the two below.

The median wage as published, before local prices are taken into account.

#	State	Median	Cost of living	Employed	Concentrationvs. national
1	New York	$133,270	107.9	7,960	1.98×
2	District of Columbia	$132,590	109.9	50	0.16×
3	Virginia	$102,430	101.1	2,460	1.45×
4	New Jersey	$100,940	108.8	1,220	0.69×
5	Hawaii	$98,900	110.0	130	0.51×
6	Connecticut	$98,230	103.6	560	0.80×
7	California	$97,860	110.7	5,260	0.70×
8	Massachusetts	$97,080	105.8	1,400	0.93×
9	Delaware	$94,680	99.8	720	3.57×
10	North Carolina	$94,570	94.3	3,270	1.60×
11	Washington	$91,160	107.0	1,280	0.87×
12	Rhode Island	$85,920	102.3	160	0.76×
13	Illinois	$84,990	100.0	3,130	1.24×
14	Minnesota	$82,630	98.6	1,110	0.91×
15	Maine	$81,750	97.0	280	1.05×
16	Alaska	$81,340	102.4	40	0.27×
17	Colorado	$81,270	103.1	870	0.73×
18	Oregon	$80,380	103.4	650	0.80×
19	Pennsylvania	$80,280	97.6	1,930	0.77×
20	Alabama	$79,970	88.8	370	0.42×
21	Nebraska	$79,730	90.1	510	1.20×
22	Ohio	$79,720	92.8	2,790	1.21×
23	Idaho	$79,650	95.5	330	0.92×
24	Kentucky	$79,290	90.2	370	0.44×
25	Texas	$78,730	97.1	6,130	1.05×
26	Florida	$78,360	103.4	4,040	0.98×
27	Georgia	$77,990	96.3	1,790	0.88×
28	New Hampshire	$77,980	104.2	230	0.82×
29	South Carolina	$77,530	93.7	690	0.72×
30	Arizona	$77,020	100.7	2,260	1.68×
31	Iowa	$76,760	87.8	480	0.74×
32	Maryland	$75,390	105.0	700	0.61×
33	Oklahoma	$75,330	87.8	550	0.78×
34	Mississippi	$74,880	87.0	280	0.58×
35	North Dakota	$74,810	89.0	300	1.67×
36	Montana	$74,650	94.6	190	0.92×
37	Michigan	$74,640	96.2	1,510	0.83×
38	Utah	$74,430	98.9	750	1.04×
39	Louisiana	$73,210	88.2	290	0.36×
40	Kansas	$73,120	90.1	520	0.87×
41	Nevada	$73,090	100.0	390	0.61×
42	South Dakota	$73,040	88.6	430	2.28×
43	Tennessee	$72,550	91.9	1,480	1.09×
44	New Mexico	$72,160	92.2	90	0.26×
45	Arkansas	$71,370	86.9	300	0.56×
46	Vermont	$71,220	98.0	90	0.71×
47	Wisconsin	$68,690	94.1	1,770	1.45×
48	Missouri	$65,350	90.8	1,160	0.96×
49	Indiana	$62,660	93.3	860	0.65×
50	Wyoming	$62,210	92.7	40	0.38×
51	West Virginia	$57,320	89.5	220	0.74×

Cost of living is the BEA regional price parity for all items, where 100 is the national average. Concentration is the BLS location quotient: how much more of the local workforce does this job than the national average, so 2.00× means twice the national share. It is often the reason wages differ — a place that concentrates an occupation has the employers and the competition for it. States where credit analysts wages are suppressed by BLS for confidentiality are omitted.

Best paying metro areas for credit analysts

The 40 highest-paying metros with a published estimate. BLS suppresses roughly half of all occupation-by-metro cells, so a metro absent here has no local figure rather than a low one.

The median wage as published, before local prices are taken into account.

#	Metro area	Median	Cost of living	Employed	Concentrationvs. national
1	New York-Newark-Jersey City, NY-NJ	$136,500	112.6	7,530	1.91×
2	San Jose-Sunnyvale-Santa Clara, CA	$129,240	110.4	330	0.70×
3	San Francisco-Oakland-Fremont, CA	$122,590	115.6	850	0.87×
4	Burlington-South Burlington, VT	$120,480	100.9	40	0.79×
5	Washington-Arlington-Alexandria, DC-VA-MD-WV	$114,700	108.9	1,060	0.82×
6	Hartford-West Hartford-East Hartford, CT	$106,670	102.7	180	0.73×
7	Richmond, VA	$105,430	97.9	—	—
8	Winchester, VA-WV	$102,740	96.5	30	1.11×
9	Boston-Cambridge-Newton, MA-NH	$101,890	108.3	1,080	0.97×
10	Birmingham, AL	$101,720	91.6	200	0.92×
11	Bridgeport-Stamford-Danbury, CT	$101,450	106.9	200	1.17×
12	Charlotte-Concord-Gastonia, NC-SC	$100,640	97.3	2,190	3.90×
13	Trenton-Princeton, NJ	$100,190	103.2	170	1.73×
14	Buffalo-Cheektowaga, NY	$99,640	95.8	460	2.08×
15	Urban Honolulu, HI	$98,900	111.0	120	0.66×
16	Boulder, CO	$97,990	105.2	40	0.50×
17	Rochester, NY	$96,390	97.0	160	0.78×
18	Los Angeles-Long Beach-Anaheim, CA	$95,640	113.6	2,100	0.81×
19	Florence, SC	$95,590	86.8	40	1.04×
20	San Diego-Chula Vista-Carlsbad, CA	$95,310	111.9	440	0.70×
21	Seattle-Tacoma-Bellevue, WA	$94,270	111.1	790	0.92×
22	Reno, NV	$93,030	101.0	60	0.52×
23	Chicago-Naperville-Elgin, IL-IN	$92,900	103.6	2,560	1.37×
24	Bellingham, WA	$92,900	103.3	30	0.80×
25	Philadelphia-Camden-Wilmington, PA-NJ-DE-MD	$92,460	102.6	1,430	1.20×
26	Spokane-Spokane Valley, WA	$90,790	100.3	150	1.40×
27	Santa Rosa-Petaluma, CA	$90,720	107.8	30	0.41×
28	Austin-Round Rock-San Marcos, TX	$86,920	98.1	320	0.59×
29	Omaha, NE-IA	$86,250	91.9	320	1.54×
30	Oxnard-Thousand Oaks-Ventura, CA	$85,530	110.5	100	0.77×
31	Portland-South Portland, ME	$85,360	101.9	80	0.68×
32	Kiryas Joel-Poughkeepsie-Newburgh, NY	$85,060	109.4	40	0.35×
33	Salem, OR	$85,010	103.6	50	0.70×
34	Minneapolis-St. Paul-Bloomington, MN-WI	$84,570	104.8	690	0.85×
35	Cape Coral-Fort Myers, FL	$84,500	102.3	40	0.31×
36	New Haven, CT	$84,260	104.6	60	0.53×
37	Lexington-Fayette, KY	$84,140	92.9	40	0.30×
38	Fargo, ND-MN	$83,720	90.9	150	2.44×
39	Winston-Salem, NC	$83,670	92.0	110	0.97×
40	Jacksonville, FL	$83,160	99.5	550	1.74×

Cost of living is the BEA regional price parity for all items, where 100 is the national average. Concentration is the BLS location quotient: how much more of the local workforce does this job than the national average, so 2.00× means twice the national share. It is often the reason wages differ — a place that concentrates an occupation has the employers and the competition for it. Metro areas where credit analysts wages are suppressed by BLS for confidentiality are omitted.

Similar occupations

Other jobs in the same field, with what each pays nationally.

Accountants and Auditors$83,680
Financial and Investment Analysts$102,740
Loan Officers$76,690
Personal Financial Advisors$105,070
Financial Specialists, All Other$81,100
Insurance Underwriters$81,370
Tax Preparers$54,920
Financial Examiners$94,160